You pride yourself on operating a safe, secure Senior Center. Even in the most ideal circumstances, the reality is that not every risk can be controlled and accidents happen.
There are both general and unique risks associated with operating any business and Senior Centers are no different. Senior Centers have specific risks related to the services you provided and the population you serve.
Here are a few of the most common risks that Senior Centers face:
Slip and Fall Risks
The most common type of accident that occurs in Senior Centers are slip and fall accidents. No matter how well you care for and monitor your residents there is only so much you can do to prevent these accidents from happening. Although the injuries related to slip and fall accidents can range from minor to severe all may have costly liability consequences for your Senior Center.
There are several liability insurance options to cover your Senior Center’s risk from these accidents. Learn more here.
Staff members at your Senior Center are responsible for dealing directly with your residents. Senior Center staff members are often responsible for monitoring residents’ medical treatment and health, providing meals, and assisting with daily living activities. Having well trained staff is always important but if a staff member were to be negligent in any of these tasks or if a resident were to claim they were negligent, your Senior Center could be at risk of facing legal and liability consequences.
To protect your Senior Center from the risks associated with having staff, learn more about Professional Liability Insurance here.
Transporting residents for off-site activities, appointments and errands is likely a regular part of the daily operation of your Senior Center. Your Senior Center may have their own vehicles and drivers, contract third-party transportation services or use a combination of options to the meet the transportation needs of your center. Having well trained drivers, well maintained vehicles and safety precautions in place is always a good idea, but accidents happen. Transportation risks are one of the most common risks associated with owning a Senior Center.
There are commercial auto and vehicle for hire insurance options to cover your Senior Center’s transportation related risks. Learn more here.
We’ve Got You Covered
At The Insurance Alliance, we understand the the unique risks associated with operating a Senior Center and pair those with insurance coverages that give our clients the ability to protect against loss and contain costs while maintaining and growing their business.
Contact one of our agents today to make sure that your Senior Center is well protected from these risks and others.